EXIT Homevets Realty Blog Page Blog

Monday, June 24, 2019   /   by Exit Homevets Realty

Stop Wondering What Your Budget Is & Get Pre-Approved!

In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show that you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search.
Even if you are not in an incredibly competitive market, understanding your budget will give you the confidence of knowing whether or not your dream home is within your reach.
Freddie Mac lays out the advantages of pre-approval in the ‘My Home’ section of their website:

“It’s highly recommended that you work with your lender to get pre-approved before you begin house hunting. Pre-approval will tell you how much home you can afford and can help you move faster, and with greater confidence, in competitive markets.”

One of the many advantages of working with a ...

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Wednesday, May 29, 2019   /   by Exit Homevets Realty

Multigenerational Homes Are on the Rise

As loved ones start to get older, we start to wonder: how long will they be able to live alone? Will they need someone there to help them with daily life? There’s a reason to ask those questions now more than ever, as the average life expectancy in the U.S. is 78 years old! As a result, 41% of Americans in the market are searching for a home that can accommodate a multigenerational family.
The graph below shows the number of people by generation that purchased a multigenerational home because they will either be taking care of an aging parent or they just want to spend time together.Of those buyers, 26% indicated they will be taking care of an aging parent, and 14% said they want to spend time with an aging parent. These numbers do not come as a surprise. According to Pew Research Center, 64 million Americans (20% of the population) lived in a multigenerational household in 2016 (Last numbers available).An increasing number of studies affirm ...

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  temple, bell county, copperas cove, fort hood, georgetown, killeen, relocating to killeen, tx, austin, buying a new home, first time home buyers, home selling, bolton, gated community, hoa, perfect for entertaining and bbq's, stainless steel appliances, two sided fire place, commute, energy efficiency, finance, lenders, mortgage, mortgage calculator, career, real estate career, real estate classes, real estate express, students, home inspections, home insurance, insurance, home upgrades, repairs

Monday, May 20, 2019   /   by Exit Homevets Realty

Here Are 5 Tips to Help You Search for Your Dream Home!

In today’s real estate market, low inventory dominates the conversation in many areas of the country. It can often be frustrating to be a first-time homebuyer if you aren’t prepared.
In a realtor.com article entitled, “How to Find Your Dream Home—Without Losing Your Mind,” the author highlights some steps that first-time homebuyers can take to help carry their excitement of buying a home throughout the whole process.
1. Get Pre-Approved for a Mortgage Before You Start Your Search
One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search. Even if you are in a market that is not as competitive, understanding your budget will give you the confidence of knowing whether or not your dream home is within your reach.
This step will also help you narrow your search based on your budget and won’t leave you disappointed if ...

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  temple, bell county, copperas cove, fort hood, georgetown, killeen, relocating to killeen, tx, austin, buying a new home, first time home buyers, home selling, bolton, gated community, hoa, perfect for entertaining and bbq's, stainless steel appliances, two sided fire place, commute, energy efficiency, finance, lenders, mortgage, mortgage calculator, career, real estate career, real estate classes, real estate express, students, home inspections, home insurance, insurance, home upgrades, repairs

Tuesday, May 14, 2019   /   by Exit Homevets Realty

Research Shows Housing Is Affordable For First-Time Buyers

Home prices have been on the rise for the last seven years, leading many housing market analysts to conclude that first-time homebuyers are being shut out of the market due to affordability concerns.
The National Association of Realtors (NAR) reports on the percentage of First-Time Home Buyers (FTHB) on a monthly and yearly basis. Their latest report shows that FTHB’s made up 33% of buyers in March, which matches their reported share in 2018.
NAR uses survey data from their members to come up with this statistic, so their results do not include every transaction completed. Rather, they only show the transactions reported by members who complete the survey.
The other entity that reports on FTHB share is the American Enterprise Institute (AEI). The AEI uses data from mortgage applications that define an FTHB as “any borrower who did not have a mortgage for the preceding three years.”
This means the AEI measurement also incl ...

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  temple, bell county, copperas cove, fort hood, georgetown, killeen, relocating to killeen, tx, austin, buying a new home, first time home buyers, home selling, bolton, gated community, hoa, perfect for entertaining and bbq's, stainless steel appliances, two sided fire place, commute, energy efficiency, finance, lenders, mortgage, mortgage calculator, career, real estate career, real estate classes, real estate express, students, home inspections, home insurance, insurance, home upgrades, repairs

Tuesday, May 7, 2019   /   by Exit Homevets Realty

Home Buyers are Optimistic About Homeownership!

When we consider buying an item, we naturally go through a research process prior to making our decision. We ask our friends and family members who have made similar purchases about their experience, we get opinions and insights, and we read reviews online. There’s no difference when considering a home purchase!
Most homebuyers start by listening to the news to hear what is being said about the real estate market. They check with family and friends about their experience. They spend time online reading reviews about their desired neighborhood.
The challenge is that comments from the news and those closest to us can contradict the data and reports. One source says one thing, while another source says something completely different.
There is a group of homebuyers that are not allowing comments about an upcoming recession to interfere with their decision to buy a home. According to a survey by realtor.com®,

“Nearly 70 percent of hom ...

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  temple, bell county, copperas cove, fort hood, georgetown, killeen, relocating to killeen, tx, austin, buying a new home, first time home buyers, home selling, bolton, gated community, hoa, perfect for entertaining and bbq's, stainless steel appliances, two sided fire place, commute, energy efficiency, finance, lenders, mortgage, mortgage calculator, career, real estate career, real estate classes, real estate express, students, home inspections, home insurance, insurance, home upgrades, repairs